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Fixed Rate Loan Products - Secure Prequalify Online

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Fixed Rate Loans guarantee your future payments won't change.

We have both 30 year, 20 year and 15 year fixed rate loans for both homes and condos. We also have loans that are fixed for 5, 7, or 10 years. Another option is biweekly loans, with payments every other week. Also see

Key Benefits of a fixed rate loan.

[Bullet] Guarantee of payment amount.
[Bullet] Ability to refinance if rates go down.
[Bullet] Locks in the rate, so if rates rise, you will not be affected.

Some Loan Options


DESCRIPTION        Term    Minimum Downpayment 
30 year fixed      	30    	 	 3-5%   					Rate stays the same for 30 years.
15 year fixed    		  15    	  3-5%   					Rate stays the same for 15 years.
7 year balloon  		   30   	   10%    					Rate stays the same for 7 years.
5 year balloon	 	  30		   20%					Rate stays the same for 5 years.	
Note: With less than 20% downpayment, you likely will need mortgage insurance.

 

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