Thank you for using our 425.com mortgage website. The number one mistake first time homebuyer's make is shopping for a home without being pre-approved for their loan. The biggest fear most homebuyers have is not qualifying for a home loan after becoming emotionally involved with a home. Many homebuyers will get excited about a property, share with their family members or friends that they have found a home, only to later disclose that they did not qualify for the home. This can be an embarrassing situation. To avoid this embarrassment, we strongly recommend that potential homebuyers get pre-qualified and pre-approved, prior to the actual home buying process. Most homebuyers discover that they can actually qualify for a more home than they originally thought.
The process of buying a home is a simple one when you follow the basic steps. The first step in the home buying process is to get pre-qualified and later to become pre-approved. A qualified loan professional, over the telephone will need some basic information and the process of being pre-qualified takes less than 15 minutes. This will help when you find the right property to negotiate with confidence.
The loan professional that has made this information available to you specializes in assisting individuals in the home buying process. Your loan professionals in most cases can advice you on the best approach and help you get the home of your dreams!