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Mortgage Products

Putting Your Home On The Line ! Consumer Information

NEW! Interest Only FNMA Loan
5001 Conforming Fixed Rate Programs

NEW CONFORMING LOAN LIMITS
5002 Conforming ARM Programs
5003 Affordable Housing Programs
5004 Non-Conforming and Jumbo Fixed Rate Programs

NEW!! OptionLoan
1.00% Monthly ARM.
Minimum Payments guaranteed for 5 years.

Conforming Products (.xls spreadsheet)
5301 Agency Fixed Rate Program (CONV 30YR;CONV 15YR)
5303 A Minus Fixed Rate Program (Credit Issues A- 30 Year; A- 15 Year)
5305 FHLMC 5 Yr Balloon & Agency 7 Yr Balloon w/ Advantage guidelines
5306 Agency 1 Year T-Bill ARM - Non-Convertible w/Advantage
5307 FHLMC 1 Year T-Bill ARM - Convertible (FSCON)
5308 FHLMC 6 Month LIBOR ARM - Non-Convertible (LIBOR)
5310 FNMA Community Home Buyer 5% Down (COMHOME)
5311 FNMA Community Home Buyer 3/2 Gift Option (COMHOME3/2)
5314 FHLMC Affordable Gold 3% Down (GOLD97)
5320 FHLMC Alt 97 (ALT97)
5321 FNMA Flexible 97 (FLEX97)

NEW! NO DOWNPAYMENT Loan: FHA 100% Loan. We're the only ones that have this loan.

Portfolio Products (Each Portfolio levels offers 30 year fixed and 1 year , 3/1 & 5/1 ARMs)
5500 Portfolio Plus
5505 Portfolio 10% Down Investment Program (30 Yr fixed & 1 Yr ARM)
5507 "Hard Money" "YES" Program (YES1;YES31;YES51)

Equity Lending Products
5550 Second Mortgage - up to 125% CLTV

	Consumer Lending Products 5602 Home Equity Line of Credit
	State Restricted Products 5904 15/30 Yr Jumbo Fixed - CA, ID, OR, TX, & WA Only (15/30GE) 5906 Texas Cash-out Refinances of Homestead Properties
	"Creative" Financing Programs
	The Lighter Side of Mortgages CLICK HERE FOR CONSUMER TIPS