Underwriting Guidelines

• 1. HAS THERE BEEN A 30 DAYS LATE ON A MORTGAGE PAYMENT IN THE LAST 12 MONTHS?
  NO YES
• 2. HAVE YOU TAKEN OUT A SECOND MORTGAGE ON YOUR PROPERTY IN THE LAST 12 MONTHS?
  NO YES
• 3. HAVE YOU INCURRED SIGNIFICANT CREDIT CARD DEBT OR CONSUMER DEBT SINCE YOU LAST FINANCED?
  NO YES
• 4. HAVE YOU BEEN 30 DAYS LATE ON ANY CONSUMER OR CREDIT CARD DEBT IN THE LAST 24 MONTHS?
  NO YES
• 5. HAS YOUR INCOME DECLINED SINCE YOU LAST FINANCED?
  NO YES
• 6. ARE YOU CURRENTLY PAYING MORTGAGE INSURANCE?
  NO YES
• 7. ENTER EMAIL  Address: